At Therapeutix Wellness Center
Content of a Massage Therapist’s Insurance Cover
A massage therapist should go for an insurance cover that will cover any incident that may lead to financial losses or even closure of the massage spa if care is not taken. The following are the main insurance covers that are a must-have for a massage therapist:
- General liability: This is an insurance cover that covers any accident that may occur while the client is in the spa. For instance, a client may fall and get hurt either before or after the injury and the spa may be sued for the injuries sustained.
- Professional liability: This covers any harm that may result from the products that will be used when the massage is ongoing. It could be a severe allergic reaction or a burn from a hot stones massage and a customer may file a lawsuit accusing you of malpractice.
- Business property liability: Some of the massage furniture like massage chairs are very expensive and if they are stolen or a fire burns down your spa, it would result in huge financial losses. The insurance cover will replace the items and you will be able to carry on with your massage services just like before.
You can use the services of an independent insurance agent who deals with different companies as he will be in a better position to explain the pros and the cons of each insurance company and in the end, help you to buy your cover from the most reliable. An agent who sells insurance covers for a single insurance company will convince you to buy the cover he is selling despite the flaws that are contained in that cover and should, therefore, be avoided.
Therapeutix Wellness Center
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